Know Which Legal Terms Apply
Our legal notice sets the conditions for using the account, checking identity and requesting changes to personal records. Access depends on local law, so your location and applicable Indonesian requirements can affect whether particular services are available. We may ask you to complete phone verification before
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account access and may pause a wallet action while account details are checked. Payment references such as DANA, OVO, GoPay and QRIS appear in the cashier context so you can identify the transaction connected to your request; they do not replace the legal terms. Bank transfer
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and virtual account records may also be retained for account reconciliation. If you are in Semarang or elsewhere in Indonesia, read the current notice before opening an account, because a policy change can apply to future access or pending requests.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.